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Terms & Conditions

Effective Date: July 28, 2026
Last Updated: July 28, 2026

1. Acceptance of Terms

Welcome to BenchIndex (“BenchIndex”, “we”, “our”, or “us”).

These Terms & Conditions (“Terms”) govern your access to and use of www.benchindex.in (“Website”) and any products, services, educational content, research publications, videos, newsletters, calculators, consultation requests, or other digital services provided by BenchIndex.

By accessing or using our Website or services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with these Terms, you should discontinue using the Website immediately.



2. Our Services

BenchIndex provides financial education and investment awareness content, including but not limited to:

  • Educational articles and blogs

  • Educational videos

  • Investment insights

  • Mutual fund information

  • SIP guidance

  • Loan awareness content

  • Personal finance resources

  • Financial calculators

  • Market research publications

  • Newsletters

  • Other educational resources


Where applicable and in compliance with applicable laws and regulatory requirements, BenchIndex may also provide research analyst services, investment-related research reports, mutual fund distribution services, loan assistance and referral services, financial consultations, and other client-focused financial services.



3. Eligibility

By using this Website, you represent that:

  • You are legally capable of entering into a binding agreement.

  • The information provided by you is accurate and complete.

  • You will use this Website only for lawful purposes.




4. User Responsibilities

You agree not to:

  • Violate any applicable law or regulation.

  • Attempt to gain unauthorised access to the Website or its systems.

  • Copy, reproduce, distribute, modify, or commercially exploit our content without prior written permission.

  • Upload malicious software, spam, or harmful content.

  • Misuse any service provided through this Website.




5. Intellectual Property

All content available on BenchIndex, including text, graphics, logos, videos, research publications, designs, trademarks, images, software, and other materials, is owned by or licensed to BenchIndex and is protected under applicable intellectual property laws.

No part of this Website may be copied, reproduced, modified, published, or distributed without prior written permission from BenchIndex, except where permitted by law.



6. Educational Purpose

Unless expressly stated otherwise, all content published on BenchIndex is provided for educational and informational purposes only.

Nothing contained on this Website should be interpreted as personalised investment advice, legal advice, tax advice, credit advice, or a recommendation to buy, sell, or hold any financial product or security.

Users are solely responsible for their financial and investment decisions.



7. Client Services

Where BenchIndex provides client services, including research analyst services (where applicable), mutual fund distribution, loan assistance, referrals, consultations, or related financial services, such services shall be governed by separate engagement terms, regulatory requirements, and applicable agreements, where relevant.



8. Third-Party Services

The Website may contain links to third-party websites, products, or services.

BenchIndex does not control, endorse, or assume responsibility for the content, privacy practices, or services offered by third parties.



9. Limitation of Liability

To the maximum extent permitted by applicable law, BenchIndex shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Use or inability to use the Website.

  • Reliance on any content published on the Website.

  • Investment or financial decisions made by users.

  • Errors, interruptions, delays, or technical failures.




10. Indemnification

You agree to indemnify and hold harmless BenchIndex, its owners, employees, affiliates, consultants, and service providers from any claims, liabilities, damages, losses, costs, or expenses arising from your misuse of the Website or violation of these Terms.



11. Privacy

Your use of this Website is also governed by our Privacy Policy.



12. Suspension or Termination

BenchIndex reserves the right to suspend, restrict, or terminate access to the Website or any services at its sole discretion, without prior notice, where necessary to protect the Website, comply with legal obligations, or prevent misuse.



13. Changes to These Terms

BenchIndex may revise these Terms & Conditions at any time.

Updated versions will become effective immediately upon publication on this Website. Continued use of the Website after such changes constitutes acceptance of the revised Terms.



14. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of India.

Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts in India.



15. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us through the official Contact Us page available on www.benchindex.in.



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